Leasing License Practice Exam

Which Act includes provisions specifically for senior housing?

1. Fair Housing Act of 1968

2. Housing and Community Development Act of 1974

3. Americans with Disabilities Act

4. Equal Credit Opportunity Act

The correct answer is: Housing and Community Development Act of 1974

The correct choice is the Housing and Community Development Act of 1974. This legislation encompasses specific provisions that cater to the needs of senior housing. It acknowledges the unique requirements of older adults for affordable housing options and has various components aimed at enhancing their living conditions. In particular, the Act created a pathway for federal funding to support the construction and maintenance of facilities designed for elderly residents, making it integral to improving housing accessibility for seniors. The emphasis on developing such resources demonstrates the Act's commitment to addressing the housing needs of this demographic. In comparison, other acts mentioned do not specifically target senior housing. The Fair Housing Act of 1968 primarily focuses on preventing discrimination in housing based on race, color, religion, sex, national origin, familial status, and disability, but is not narrowly focused on seniors. The Americans with Disabilities Act addresses accessibility for individuals with disabilities, while the Equal Credit Opportunity Act prohibits discrimination in credit lending but does not directly pertain to housing provisions for senior citizens. Therefore, the Housing and Community Development Act of 1974 stands out as the legislation achieving specific support for senior housing.