Leasing License Practice Exam

Which legislation protects against discrimination in housing based on race?

1. Fair Housing Act

2. Civil Rights Act of 1964

3. Equal Housing Opportunity Act

4. Community Reinvestment Act

The correct answer is: Fair Housing Act

The Fair Housing Act is the legislation specifically designed to protect against discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin. Enacted in 1968, it aimed to eliminate barriers to housing opportunities for all individuals, ensuring that no person could be denied housing based on these protected characteristics. This act is fundamental in creating equal housing opportunities and establishes legal recourse for individuals who experience discrimination in the housing market. It is critical for landlords, real estate agents, and lenders to adhere to its provisions, promoting fair treatment in the sale, rental, and financing of housing. Other options, such as the Civil Rights Act of 1964, while significant in combating discrimination across various sectors, do not specifically address housing discrimination in the same comprehensive manner as the Fair Housing Act. The Equal Housing Opportunity Act and the Community Reinvestment Act also contribute to fair housing but are linked to broader efforts, including loan access and community investment, rather than directly targeting housing discrimination based on race.